Auto Insurance: Steps you should take in the event of an accident

   When someone is involved in an automobile accident with another driver, there are a few simple steps you can take to ensure the claims process will be handled by your auto insurance carrier in a efficient and effective manner.

1)  Call a police officer: Even if the damage or accident is minor a police officer can assist in the exchange of correct auto insurance and personal information. There is no express need to take photos of the other vehicle or your own vehicle, as adjusters will be completing a valuation of the fault and damage.

2)  Call your auto insurance company's claim number as soon as is feasible. The initial contact to your auto insurance company does not have be from the side of the road, but the sooner you report the incident the sooner the claims process can begin. Your auto insurance company can also direct you to any resources you might need such as a rental vehicle or tow service.

3)  Call your auto insurance agent. They have a vested interest in your account and overall client satisfaction. They can prove to be a great sounding board and advocate in what can be a confusing situation.