Every
day we are bombarded with advertisements that claim you will be able to save
money on auto insurance if you switch from company A to company B. While in
some cases this is true, the advertisements do not tell you about the potential
hassle and potential negative
effects associated with switching companies. Insurance carriers try very
hard to keep their clients, and with that effort they instituted certain
credits and discounts that allow their clients to maximize the savings on their
auto insurance premium.
A well educated and professional auto insurance agent knows the various discounts and credits that a client
is eligible for. The discounts available to an auto insurance client can change
over the policy life of an insured, and it is very important to maintain a
relationship with your auto insurance agent to keep them aware of any major
life changes that could have an effect on the discounts available to you
the insured.
A few of the more obscure discounts and credits
available are as follows:
·
Child away at school (more than 100 miles) without a car
·
Multi-car discounts (very important for newly combined
households)
·
Safe driver (accident or violation free)
·
Paid-in-full discounts
·
Electronic billing discounts
·
Longevity (the time you been with a carrier)
An annual or semiannual review of your auto insurance policy
with your agent can help ensure that you are continuing to get the best
possible auto insurance coverage for the best possible premium. As for myself
and all of the agents at Crawford Butz & Associates, we love hearing from
our clients and getting to know more about them. Every client’s situation is
unique and the more we know about our auto insurance clients, the better
we can serve them.
