Auto Insurance: Increased liability limits can be your first line of defense.

   When you begin to have the auto insurance coverage limit conversation with your current, or potentially new insurance professional; a large emphasis should be placed on the bodily injury, underinsured, and uninsured coverage limits you are placing on your auto insurance policy.
   These three auto insurance coverages are your front line protection in the event you are involved in auto accident where injuries have occurred. The bodily injury coverage on your auto insurance policy is the coverage that protects you in the event you injure another motorist, while the underinsured and uninsured coverage on your auto insurance policy gives you a personal level of protection in the event the other motorist is deemed at fault and is not adequately insured.
   Writing adequate levels of protection on your auto insurance policy should be the number one priority of any prudent insurance professional. The price difference between higher and lower limits of coverage on your auto insurance policy is sometimes smaller than you might think, and can easily be endorsed onto an existent auto insurance policy . If you are currently satisfied with the service you are being provided by your insurance carrier and agency, than a simple policy review and endorsement quote can tell you any additional premium difference it would cost to increase the liability limits on your existent policy.