Monday, February 15, 2016

Buying Life Insurance: It Isn't that Complicated

Part 1: Starting the Conversation


The most difficult part of buying life insurance seems to be actually picking up the phone and making the call to your agent. Once you have passed that hurdle, it just gets easier. According to LifeHealthPro there are over 18 million Americans who say they need life insurance, but do not have it.

In that initial conversation your agent will ask for a few pieces of basic information about you - your height, weight, age and tobacco use. This will easily give your agent the ability to generate quotes for you. This is a great jumping-off point to get into bigger discussions about what type (term or whole) and how much life insurance you need.